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Swappa Fee Calculator (2026)

Selling a phone, laptop or console on Swappa? You pay 3% of your ask price, the buyer pays another 3% on top, and PayPal or Stripe takes its fee from you on the whole payment. Enter your ask price to see what you'll keep.

Fees verified October 2026

Your sale

$
What you list it for. Buyers see it 3% higher; shipping is included.
$
Swappa listings ship free, so the label comes out of your price.
Fills in the state's average combined sales tax rate (Tax Foundation, July 1, 2026). The exact rate depends on the buyer's city.
%
Platforms that charge fees on sales tax use this. US average is about 7.5%.
$
Optional. Used for profit and margin.

What you'll keep

How Swappa fees work in 2026

Example: a phone with a $500 ask price, paid by PayPal, no sales tax

Swappa seller fee$15.00
Payment processing$18.46
Total fees$33.46
You keep (before your shipping label and item cost)$466.54

That's 6.7% of your ask price (the buyer's 3% fee is on top).

Frequently asked questions

What are Swappa's seller fees in 2026?

3% of the ask price, plus PayPal's 3.49% + $0.49 or Stripe's 2.9% + $0.30 on the payment total. The buyer pays a separate 3% on top of your price. Listing is free.

How much does Swappa take from a $500 phone?

With no sales tax and PayPal: a $15.00 seller fee and $18.46 PayPal fee, so you'd receive $466.54 (6.7% of your ask goes to fees). With Stripe you'd receive $469.76.

Who pays Swappa's 3% buyer fee?

The buyer. A $500 ask price lists at $515, and Swappa keeps the extra $15. PayPal or Stripe still charges you on the full $515, which is why the processing fee is a bit more than 3.49% of your ask.

Is PayPal or Stripe cheaper on Swappa?

Stripe's 2.9% + $0.30 is lower than PayPal's 3.49% + $0.49 at every price: on a $500 ask with no tax it saves $3.22.

Does sales tax change my Swappa fees?

The 3% seller fee doesn't. PayPal or Stripe charge on the payment total, so tax adds to processing: a $500 ask with 7.5% sales tax pays $19.81 to PayPal.

Where should you sell it?

Fees are only part of the story, since shipping, speed and audience matter too. Use the Where Should I Sell? comparison to see your profit on every platform at once.

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Sources

Official fee pages, checked October 2026: